Pleo vs BILL pricing: which is cheaper for your team?
Pleo's cheapest paid tier (Starter) lists at $9.5/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.
Calculate the cost for your team
Pleo pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Starter | $9.5 | $9.5 | month | Up to 3 users, GBP pricing, basic cards and expense tracking |
| Essential | $45 | $39 | month | 3 users included, GBP, AP and reimbursements |
| Advanced | $109 | $99 | month | 0.5% cashback, multi-entity, GBP |
| Beyond | $219 | $199 | month | 0.75% cashback, AI expense review, GBP |
BILL pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Essentials | $49 | $49 | user/month | Basic AP or AR, CSV sync |
| Team | $65 | $65 | user/month | QuickBooks/Xero 2-way sync, custom roles |
| Corporate | $89 | $89 | user/month | Procurement, advanced approvals |
Feature by feature
The non-pricing differences that drive the real decision.
| Capability | Pleo | BILL |
|---|---|---|
| Billing model | month | month |
| Pricing model | Tiered per-month with included users | Per-user AP/AR with transaction fees |
| Cheapest paid tier | Starter at $9.5/month | Essentials at $49/user/month |
| Mid-tier benchmark | Advanced at $99/month | Team at $65/user/month |
| Total paid tiers published | 4 | 3 |
| Last verified | 2026-05-17 | 2026-05-17 |
Best for…
Hand-picked use cases mapped to the winner.
| Use case | Winner |
|---|---|
| Lowest entry price (10-person team) | Pleo Starter |
| Most pricing tiers (room to grow) | Pleo (4 tiers) |
| Predictable per-seat billing | Neither (both flat/usage) |
| Most recently verified pricing | Pleo |
Choose Pleo when
- European spend management platform with company cards, expense automation, and tiered monthly pricing with optional add-ons.
- Entry tier (Starter) at $9.5/month is your budget ceiling.
- Beyond tier adds dedicated success management and 10 sub-accounts for larger finance teams.
Choose BILL when
- Accounts payable and receivable platform priced per user with per-payment fees, plus a free corporate card and spend product.
- Entry tier (Essentials) at $49/user/month is your budget ceiling.
- Enterprise tier requires custom quote; adds multi-entity, premium integrations, and priority support.
Switching considerations
Watch the hidden fees on both sides. Pleo: ATM withdrawals £5 on Starter, free on higher tiers BILL: ACH payment $0.59 each Always confirm with the vendor before purchase.
Frequently asked questions
Which is cheaper for a 10-person team, Pleo or BILL?
At entry tier and 10 seats on annual billing: Pleo Starter comes to $10/mo; BILL Essentials comes to $490/mo. Pleo is the cheaper entry-tier choice at this team size.
Does Pleo have more pricing tiers than BILL?
Pleo publishes more paid tiers (4 vs 3). More tiers usually means more granular ways to grow without re-platforming.
Which pricing was verified more recently?
Pleo's pricing was last verified 2026-05-17; BILL's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.