Expensify vs Tipalti pricing: which is cheaper for your team?
Expensify's cheapest paid tier (Collect) lists at $10/month, which beats the other on entry pricing. Mid-tier and enterprise math can flip the answer — use the per-tier table below to see the real cost for your team size at each tier.
Calculate the cost for your team
Expensify pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Collect | $20 | $10 | user/month | Annual price $5/user with Expensify Card; SmartScan receipts |
| Control | $36 | $18 | user/month | Annual price $9/user with Expensify Card; advanced approvals and NetSuite/Sage Intacct sync |
Tipalti pricing tiers
| Tier | Monthly | Annual (eq) | Unit | Notes |
|---|---|---|---|---|
| Select | $99 | $99 | month | Unlimited users, AI invoice processing, supplier portal |
| Advanced | $199 | $199 | month | PO matching, global tax ID validation, 50+ payment methods |
Feature by feature
The non-pricing differences that drive the real decision.
| Capability | Expensify | Tipalti |
|---|---|---|
| Billing model | month | month |
| Pricing model | Per-user expense reporting with card and bill features | Tiered global AP automation |
| Cheapest paid tier | Collect at $10/user/month | Select at $99/month |
| Mid-tier benchmark | Control at $18/user/month | Advanced at $199/month |
| Total paid tiers published | 2 | 2 |
| Last verified | 2026-05-17 | 2026-05-17 |
Best for…
Hand-picked use cases mapped to the winner.
| Use case | Winner |
|---|---|
| Lowest entry price (10-person team) | Expensify Collect |
| Most pricing tiers (room to grow) | Expensify (2 tiers) |
| Predictable per-seat billing | Neither (both flat/usage) |
| Most recently verified pricing | Expensify |
Choose Expensify when
- Expense reporting and corporate card platform with per-user pricing for receipt scanning, reimbursements, and bill pay.
- Entry tier (Collect) at $10/user/month is your budget ceiling.
- Enterprise contracts negotiate volume discounts; SSO and SAML require Control tier.
Choose Tipalti when
- Global accounts payable automation with tiered monthly fees and unlimited user access, scaling to mass payments and multi-entity.
- Entry tier (Select) at $99/month is your budget ceiling.
- Elevate tier offers multi-entity, FX hedging, and custom integrations under custom contract.
Switching considerations
Watch the hidden fees on both sides. Expensify: Discounts conditional on adopting Expensify Card spend Tipalti: Per-payment fees vary by country and payment method Always confirm with the vendor before purchase.
Frequently asked questions
Which is cheaper for a 10-person team, Expensify or Tipalti?
At entry tier and 10 seats on annual billing: Expensify Collect comes to $100/mo; Tipalti Select comes to $99/mo. Expensify is the cheaper entry-tier choice at this team size.
Does Expensify have more pricing tiers than Tipalti?
Both publish 2 paid tiers. The mid-tier benchmark is Control for Expensify and Advanced for Tipalti.
Which pricing was verified more recently?
Expensify's pricing was last verified 2026-05-17; Tipalti's on 2026-05-17. Both pages link to the vendor's official pricing source so you can re-check before committing.